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TERMS AND CONDITIONS

Effective Date: March 29, 2026

Please read these Terms and Conditions carefully before using this website or submitting any information through our contact or booking forms. By accessing this website or submitting your information, you agree to be bound by these Terms and Conditions.

1. ACCEPTANCE OF TERMS

By using this website, you confirm that you are at least 18 years of age and agree to these Terms and Conditions in full. If you do not agree with any part of these terms, please do not use this website.

2. SERVICES

This website is operated by Cinta Costera LLC, a Florida-based limited liability company. We provide real estate advisory and consulting services related to Panama real estate opportunities. Nothing on this website constitutes a binding offer, contract, or guarantee of any specific outcome.

3. MARKETING COMMUNICATIONS OPT-IN

By submitting your contact information through any form on this website — including but not limited to contact forms, booking forms, and inquiry forms — you expressly consent to receive marketing and promotional communications from Cinta Costera LLC, including via:

- Email

- Telephone calls (including automated or pre-recorded calls)

- SMS/text messages

Message and data rates may apply for SMS communications. You may withdraw your consent at any time by replying STOP to any text message, clicking "unsubscribe" in any email, or contacting us directly using the information below. Opting out of marketing communications does not affect your ability to receive transactional or service-related communications.

4. DISCLAIMER

The information provided on this website is for general informational purposes only and does not constitute legal, financial, or investment advice. Real estate investments involve risk, and past performance is not indicative of future results. Cinta Costera LLC makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, or suitability of the information on this website.

5. LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, Cinta Costera LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of this website or reliance on any information provided herein.

6. INTELLECTUAL PROPERTY

All content on this website, including text, images, graphics, and logos, is the property of Cinta Costera LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. THIRD-PARTY LINKS

This website may contain links to third-party websites. Cinta Costera LLC is not responsible for the content, privacy practices, or terms of any third-party sites.

8. GOVERNING LAW

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to its conflict of law provisions. Any disputes arising under these terms shall be resolved in the courts of Florida.

9. CHANGES TO THESE TERMS

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. Your continued use of this website after any changes constitutes your acceptance of the updated terms.

10. CONTACT US

info@panamainvestors.com

Cinta Costera LLC

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